Brooklyn, NY · Charter 22592
NCUA · 24 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.70% | 0.71% | 0.67% | 0.65% | 0.94% | 0.90% | 0.77% | 0.52% | -13 bps | |
| Return on Equity | 6.61% | 6.62% | 6.25% | 6.04% | 8.51% | 8.04% | 6.86% | 4.62% | -142 bps | |
| Net Interest Margin | 2.88% | 2.90% | 2.95% | 2.95% | 2.95% | 2.97% | 3.06% | 3.06% | +11 bps | |
| Efficiency Ratio | 77.49% | 76.96% | 78.95% | 79.46% | 73.40% | 74.20% | 77.41% | 79.95% | +49 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.15% | 1.46% | 3.40% | 4.02% | 3.60% | 4.54% | 3.32% | 2.71% | -132 bps | |
| Loan Growth (YoY) | 2.56% | 3.54% | 2.47% | 2.90% | 2.84% | 2.65% | 3.68% | 4.53% | +163 bps | |
| Share Growth (YoY) | 0.03% | 0.61% | 1.70% | 1.99% | 2.32% | 2.37% | 2.02% | 1.66% | -33 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.30% | 0.49% | 0.23% | 0.44% | 0.49% | 0.49% | 0.26% | 0.31% | -13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 10.55% | 10.76% | 10.71% | 10.80% | 11.04% | 11.16% | 11.26% | 11.32% | +52 bps | |
| Net Worth / Assets | 10.55% | 10.76% | 10.71% | 10.80% | 11.04% | 11.16% | 11.26% | 11.32% | +52 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 64.05% | 64.76% | 63.93% | 64.53% | 64.37% | 64.93% | 64.98% | 66.35% | +182 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |