Polish & Slavic
Brooklyn, NY · Charter 22592 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 24 branches
Q2 2026
$2.7BAssets
$1.7BLoans
$2.5BShares
$309.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 88% of credit unions $1B-$10B in assets (rank 52 of 435).
- Widest gap: efficiency ratio trails 83% of credit unions $1B-$10B in assets (rank 363 of 435).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.52%
Rank 337 of 435
Net Interest Margin
3.06%
Rank 310 of 435
Efficiency Ratio
79.95%
Rank 363 of 435
Equity / Assets
11.32%
Rank 175 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.52% | 0.55% | 0.81% | 1.14% | Beats 23% | 337 / 435 | | |
| Return on Equity | 4.62% | 5.12% | 7.41% | 9.70% | Beats 21% | 344 / 435 | | |
| Net Interest Margin | 3.06% | 3.01% | 3.39% | 3.75% | Beats 29% | 310 / 435 | | |
| Efficiency Ratio | 79.95% | 65.25% | 71.39% | 77.86% | Beats 17% | 363 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.31% | 0.45% | 0.69% | 1.05% | Beats 88% | 52 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 175 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.32% | 9.81% | 10.84% | 12.63% | Beats 60% | 175 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 66.35% | 78.33% | 88.38% | 95.61% | 11th pctl | 388 / 435 | | |
| Loans / Assets | 60.35% | 67.69% | 74.58% | 80.80% | 14th pctl | 375 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |