Total Community Action
New Orleans, LA · Charter 22581 · Peer group: credit unions under $1B in assets (n=1,754-1,761)
NCUA · 1 branch
Q3 2024
$726KAssets
$342KLoans
$723KShares
$3KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 96% of credit unions under $1B in assets (rank 63 of 1761).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets (rank 1761 of 1761).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-10.10%
Rank 1,756 of 1,761
Net Interest Margin
5.88%
Rank 63 of 1,761
Efficiency Ratio
212%
Rank 1,746 of 1,754
Equity / Assets
0.41%
Rank 1,761 of 1,761
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -10.10% | 0.26% | 0.70% | 1.22% | Beats 0% | 1,756 / 1,761 | |
| Return on Equity | -2444% | 2.09% | 5.52% | 9.08% | Beats 0% | 1,761 / 1,761 | |
| Net Interest Margin | 5.88% | 3.03% | 3.59% | 4.25% | Beats 96% | 63 / 1,761 | |
| Efficiency Ratio | 212% | 68.95% | 77.94% | 87.14% | Beats 1% | 1,746 / 1,754 | |
| Asset Quality |
| Nonperforming Loans / Loans | 5.56% | 0.26% | 0.65% | 1.27% | Beats 3% | 1,710 / 1,757 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 0.45% | 10.05% | 12.42% | 15.87% | Beats 0% | 1,761 / 1,761 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 0.41% | 10.05% | 12.42% | 15.87% | Beats 0% | 1,761 / 1,761 | |
| Liquidity & Funding |
| Loans / Deposits | 47.34% | 56.21% | 73.13% | 85.64% | 15th pctl | 1,497 / 1,759 | |
| Loans / Assets | 47.11% | 47.85% | 62.48% | 73.19% | 24th pctl | 1,337 / 1,761 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |