MTC
Greenville, SC · Charter 22520 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
$302.6MAssets
$199.5MLoans
$259.3MShares
$38.5MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 63% of credit unions under $1B in assets (rank 617 of 1683).
- Widest gap: return on equity trails 85% of credit unions under $1B in assets (rank 1426 of 1681).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.13%
Rank 1,425 of 1,683
Net Interest Margin
4.07%
Rank 617 of 1,683
Efficiency Ratio
89.53%
Rank 1,367 of 1,682
Equity / Assets
12.73%
Rank 870 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.13% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,425 / 1,683 | | |
| Return on Equity | 1.02% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,426 / 1,681 | | |
| Net Interest Margin | 4.07% | 3.31% | 3.82% | 4.32% | Beats 63% | 617 / 1,683 | | |
| Efficiency Ratio | 89.53% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,367 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.90% | 0.26% | 0.65% | 1.29% | Beats 38% | 1,049 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 870 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 870 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 76.95% | 52.61% | 69.38% | 83.50% | 64th pctl | 608 / 1,683 | | |
| Loans / Assets | 65.95% | 44.71% | 59.18% | 70.72% | 64th pctl | 604 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |