Greenville, SC · Charter 22520
NCUA · 9 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
48
Asset Quality
38
Profitability
31
Liquidity
67
Efficiency
19
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Greenville, SC · Charter 22520
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.20% | 0.26% | 0.21% | 0.06% | 0.13% | -7 bps | |
| Return on Equity | 1.47% | 1.89% | 1.64% | 0.45% | 1.02% | -44 bps | |
| Net Interest Margin | 4.24% | 4.38% | 4.16% | 4.06% | 4.07% | -18 bps | |
| Efficiency Ratio | 86.99% | 86.61% | 87.46% | 90.70% | 89.53% | +253 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.63% | -1.25% | 8.64% | 9.27% | 7.61% | +825 bps | |
| Loan Growth (YoY) | 2.31% | 6.31% | 8.64% | 13.55% | 17.28% | +1,497 bps | |
| Share Growth (YoY) | 2.09% | 2.57% | 9.88% | 10.72% | 10.83% | +874 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.16% | 1.14% | 0.93% | 0.92% | 0.90% | -26 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.54% | 13.80% | 13.02% | 12.83% | 12.73% | -81 bps | |
| Net Worth / Assets | 13.54% | 13.80% | 13.02% | 12.83% | 12.73% | -81 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 72.72% | 76.66% | 74.60% | 75.26% | 76.95% | +423 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Greenville, SC · Charter 22520 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 9 branches
Q2 2026
Return on Assets
0.13%
Rank 1,425 of 1,683
Net Interest Margin
4.07%
Rank 617 of 1,683
Efficiency Ratio
89.53%
Rank 1,367 of 1,682
Equity / Assets
12.73%
Rank 870 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.13% | 0.35% | 0.74% | 1.18% | Beats 15% | 1,425 / 1,683 | |
| Return on Equity | 1.02% | 2.67% | 5.89% | 8.74% | Beats 15% | 1,426 / 1,681 | |
| Net Interest Margin | 4.07% | 3.31% | 3.82% | 4.32% | Beats 63% | 617 / 1,683 | |
| Efficiency Ratio | 89.53% | 68.91% | 78.20% | 86.93% | Beats 19% | 1,367 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.90% | 0.26% | 0.65% | 1.29% | Beats 38% | 1,049 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 870 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 12.73% | 10.44% | 12.89% | 16.53% | Beats 48% | 870 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 76.95% | 52.61% | 69.38% | 83.50% | 64th pctl | 608 / 1,683 | |
| Loans / Assets | 65.95% | 44.71% | 59.18% | 70.72% | 64th pctl | 604 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||