Kue
Lexington, KY · Charter 22478 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$56.1MAssets
$22.4MLoans
$48.0MShares
$8.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 68% of credit unions under $1B in assets (rank 544 of 1682).
- Widest gap: net interest margin trails 89% of credit unions under $1B in assets (rank 1505 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
0.88%
Rank 709 of 1,683
Net Interest Margin
2.89%
Rank 1,505 of 1,683
Efficiency Ratio
72.22%
Rank 544 of 1,682
Equity / Assets
14.67%
Rank 581 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.35% | 0.74% | 1.18% | Beats 58% | 709 / 1,683 | | |
| Return on Equity | 5.98% | 2.67% | 5.89% | 8.74% | Beats 51% | 826 / 1,681 | | |
| Net Interest Margin | 2.89% | 3.31% | 3.82% | 4.32% | Beats 11% | 1,505 / 1,683 | | |
| Efficiency Ratio | 72.22% | 68.91% | 78.20% | 86.93% | Beats 68% | 544 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.65% | 0.26% | 0.65% | 1.29% | Beats 18% | 1,378 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 581 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.67% | 10.44% | 12.89% | 16.53% | Beats 65% | 581 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.73% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,378 / 1,683 | | |
| Loans / Assets | 39.99% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,364 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |