Sharonview
Fort Mill, SC · Charter 22458 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 18 branches
Q2 2026
$1.3BAssets
$944.9MLoans
$1.2BShares
$101.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 20% of credit unions $1B-$10B in assets (rank 350 of 435).
- Widest gap: equity / assets trails 99% of credit unions $1B-$10B in assets (rank 430 of 435).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.23%
Rank 431 of 435
Net Interest Margin
2.69%
Rank 380 of 435
Efficiency Ratio
96.70%
Rank 430 of 435
Equity / Assets
7.63%
Rank 430 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.23% | 0.55% | 0.81% | 1.14% | Beats 1% | 431 / 435 | | |
| Return on Equity | -3.06% | 5.12% | 7.41% | 9.70% | Beats 1% | 431 / 435 | | |
| Net Interest Margin | 2.69% | 3.01% | 3.39% | 3.75% | Beats 13% | 380 / 435 | | |
| Efficiency Ratio | 96.70% | 65.25% | 71.39% | 77.86% | Beats 1% | 430 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.18% | 0.45% | 0.69% | 1.05% | Beats 20% | 350 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 7.63% | 9.81% | 10.84% | 12.63% | Beats 1% | 430 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 7.63% | 9.81% | 10.84% | 12.63% | Beats 1% | 430 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 80.28% | 78.33% | 88.38% | 95.61% | 30th pctl | 305 / 435 | | |
| Loans / Assets | 71.14% | 67.69% | 74.58% | 80.80% | 37th pctl | 276 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |