Marion County School Employees
Fairmont, WV · Charter 22428 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$9.9MAssets
$2.9MLoans
$7.9MShares
$2.1MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 88% of credit unions under $1B in assets (rank 202 of 1683).
- Widest gap: return on equity trails 53% of credit unions under $1B in assets (rank 884 of 1681).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.17%
Rank 429 of 1,683
Net Interest Margin
4.33%
Rank 417 of 1,683
Efficiency Ratio
68.14%
Rank 402 of 1,682
Equity / Assets
20.72%
Rank 202 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.35% | 0.74% | 1.18% | Beats 75% | 429 / 1,683 | |
| Return on Equity | 5.63% | 2.67% | 5.89% | 8.74% | Beats 47% | 884 / 1,681 | |
| Net Interest Margin | 4.33% | 3.31% | 3.82% | 4.32% | Beats 75% | 417 / 1,683 | |
| Efficiency Ratio | 68.14% | 68.91% | 78.20% | 86.93% | Beats 76% | 402 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.54% | 0.26% | 0.65% | 1.29% | Beats 56% | 733 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 202 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 20.72% | 10.44% | 12.89% | 16.53% | Beats 88% | 202 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 37.47% | 52.61% | 69.38% | 83.50% | 9th pctl | 1,529 / 1,683 | |
| Loans / Assets | 29.67% | 44.71% | 59.18% | 70.72% | 7th pctl | 1,559 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |