St. Mary Parish School Emp. Franklin, LA · Charter 22417 · Peer group: credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (n=60-61)
NCUA · 1 branch
Q2 2026
$455K Assets
$62K Loans
$349K Shares
$103K Net Worth
Executive Summary Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 11 of 60). Widest gap: efficiency ratio trails 68% of credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area (rank 42 of 60). Overall: at or above the peer median on 6 of 7 directional measures. Return on Assets
0.88%
Rank 16 of 61
Net Interest Margin
4.84%
Rank 7 of 61
Efficiency Ratio
90.91%
Rank 42 of 60
Equity / Assets
22.64%
Rank 8 of 61
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank 8-Qtr Trend Peer Position Earnings Return on Assets 0.88% -0.02% 0.37% 0.88% Beats 74% 16 / 61 Return on Equity 3.88% -0.25% 2.65% 5.53% Beats 57% 26 / 61 Net Interest Margin 4.84% 3.07% 3.57% 4.09% Beats 89% 7 / 61 Efficiency Ratio 90.91% 71.78% 87.58% 95.00% Beats 32% 42 / 60 Asset Quality Nonperforming Loans / Loans 0.00% 0.44% 1.06% 1.85% Beats 100% 11 / 60 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 22.64% 9.78% 12.37% 17.30% Beats 87% 8 / 61 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 22.64% 9.78% 12.37% 17.30% Beats 87% 8 / 61 Liquidity & Funding Loans / Deposits 17.77% 37.27% 62.33% 76.91% 8th pctl 56 / 61 Loans / Assets 13.63% 30.13% 54.75% 64.37% 8th pctl 56 / 61 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Washington-Arlington-Alexandria, DC-VA-MD-WV area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure (60 to 61 here). Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11