Brosnan Yard
Macon, GA · Charter 22400 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$6.2MAssets
$4.2MLoans
$5.2MShares
$986KNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 93% of credit unions under $1B in assets (rank 119 of 1683).
- Widest gap: nonperforming loans / loans trails 95% of credit unions under $1B in assets (rank 1591 of 1682).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.82%
Rank 119 of 1,683
Net Interest Margin
4.61%
Rank 279 of 1,683
Efficiency Ratio
62.64%
Rank 235 of 1,682
Equity / Assets
16.00%
Rank 460 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.82% | 0.35% | 0.74% | 1.18% | Beats 93% | 119 / 1,683 | |
| Return on Equity | 11.36% | 2.67% | 5.89% | 8.74% | Beats 89% | 177 / 1,681 | |
| Net Interest Margin | 4.61% | 3.31% | 3.82% | 4.32% | Beats 83% | 279 / 1,683 | |
| Efficiency Ratio | 62.64% | 68.91% | 78.20% | 86.93% | Beats 86% | 235 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.78% | 0.26% | 0.65% | 1.29% | Beats 5% | 1,591 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.00% | 10.44% | 12.89% | 16.53% | Beats 73% | 460 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.00% | 10.44% | 12.89% | 16.53% | Beats 73% | 460 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 81.72% | 52.61% | 69.38% | 83.50% | 72nd pctl | 465 / 1,683 | |
| Loans / Assets | 68.32% | 44.71% | 59.18% | 70.72% | 70th pctl | 508 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |