Peoples Community Bank
Greenville, MO · Cert 22394 · Peer group: banks under $1B in assets in MO (n=82-83) · Greenville Bancshares Inc.
State charter, non-member · FDIC · 16 branches
Q2 2026
$735.2MAssets
$499.4MLoans
$599.8MDeposits
$131.3MEquity
Executive Summary
- Strongest standing: equity / assets outperforms 95% of banks under $1B in assets in MO (rank 4 of 83).
- Widest gap: net charge-offs / loans trails 93% of banks under $1B in assets in MO (rank 77 of 82).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
2.01%
Rank 9 of 83
Net Interest Margin
4.33%
Rank 16 of 83
Efficiency Ratio
44.88%
Rank 13 of 83
Equity / Assets
17.87%
Rank 4 of 83
Non-interest income vs. expense
Unfavorable gap of $11.4M · efficiency ratio beats 86% of banks under $1B in assets in MO | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.01% | 0.96% | 1.32% | 1.75% | Beats 89% | 9 / 83 | |
| Return on Equity | 11.27% | 9.66% | 12.96% | 15.76% | Beats 36% | 53 / 83 | |
| Net Interest Margin | 4.33% | 3.35% | 3.85% | 4.16% | Beats 81% | 16 / 83 | |
| Efficiency Ratio | 44.88% | 49.83% | 58.83% | 68.51% | Beats 86% | 13 / 83 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.23% | 0.08% | 0.51% | 1.01% | Beats 22% | 65 / 82 | |
| Net Charge-Offs / Loans | 0.16% | 0.00% | 0.01% | 0.06% | Beats 7% | 77 / 82 | |
| Capital |
| Tier 1 Capital Ratio | 18.54% | 11.01% | 12.49% | 14.98% | Beats 87% | 11 / 83 | |
| Total Risk-Based Capital Ratio | 18.54% | 11.13% | 13.01% | 15.10% | Beats 86% | 12 / 83 | |
| Equity / Assets | 17.87% | 8.83% | 10.71% | 13.29% | Beats 95% | 4 / 83 | |
| Liquidity & Funding |
| Loans / Deposits | 83.25% | 69.28% | 83.22% | 91.21% | 51st pctl | 40 / 82 | |
| Loans / Assets | 67.92% | 59.34% | 71.15% | 78.36% | 39th pctl | 51 / 83 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |