Hahnville, LA · Charter 22369
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.75% | -0.72% | -0.61% | -0.19% | 0.16% | +91 bps | |
| Return on Equity | -10.15% | -9.73% | -8.03% | -2.62% | 2.06% | +1,222 bps | |
| Net Interest Margin | 2.20% | 2.33% | 2.50% | 2.67% | 3.18% | +98 bps | |
| Efficiency Ratio | 121.47% | 119.73% | 115.41% | 104.87% | 96.04% | -2,543 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -6.38% | -9.34% | -10.82% | -10.23% | -3.62% | +276 bps | |
| Loan Growth (YoY) | -10.22% | -11.01% | -13.60% | -12.22% | -2.93% | +729 bps | |
| Share Growth (YoY) | -8.39% | -10.65% | -12.35% | -11.50% | -4.38% | +401 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.22% | 0.35% | 0.26% | 0.15% | 0.20% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 7.42% | 7.43% | 7.59% | 7.30% | 7.54% | +12 bps | |
| Net Worth / Assets | 7.42% | 7.43% | 7.59% | 7.30% | 7.54% | +12 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 36.93% | 36.48% | 35.55% | 34.58% | 37.49% | +56 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |