Hahnville, LA · Charter 22369
NCUA · 3 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28 to 29). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
7
Asset Quality
79
Profitability
30
Liquidity
18
Efficiency
34
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Hahnville, LA · Charter 22369
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.60% | -0.61% | -0.49% | -0.75% | -0.72% | -0.61% | -0.19% | 0.16% | +91 bps | |
| Return on Equity | -7.90% | -8.01% | -6.78% | -10.15% | -9.73% | -8.03% | -2.62% | 2.06% | +1,222 bps | |
| Net Interest Margin | 2.12% | 2.16% | 2.23% | 2.20% | 2.33% | 2.50% | 2.67% | 3.18% | +98 bps | |
| Efficiency Ratio | 117.91% | 117.54% | 114.45% | 121.47% | 119.73% | 115.41% | 104.87% | 96.04% | -2,543 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -3.74% | -3.75% | 3.07% | -6.38% | -9.34% | -10.82% | -10.23% | -3.62% | +276 bps | |
| Loan Growth (YoY) | -12.70% | -14.27% | -11.49% | -10.22% | -11.01% | -13.60% | -12.22% | -2.93% | +729 bps | |
| Share Growth (YoY) | -3.06% | 2.58% | 6.11% | -8.39% | -10.65% | -12.35% | -11.50% | -4.38% | +401 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.19% | 0.12% | 0.16% | 0.22% | 0.35% | 0.26% | 0.15% | 0.20% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.63% | 7.57% | 7.25% | 7.42% | 7.43% | 7.59% | 7.30% | 7.54% | +12 bps | |
| Net Worth / Assets | 7.63% | 7.57% | 7.25% | 7.42% | 7.43% | 7.59% | 7.30% | 7.54% | +12 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.63% | 36.06% | 34.87% | 36.93% | 36.48% | 35.55% | 34.58% | 37.49% | +56 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Hahnville, LA · Charter 22369 · Peer group: credit unions under $1B in assets in the New Orleans-Metairie, LA area (n=28-29)
NCUA · 3 branches
Q2 2026
Return on Assets
0.15%
Rank 18 of 29
Net Interest Margin
3.18%
Rank 27 of 29
Efficiency Ratio
95.96%
Rank 20 of 29
Equity / Assets
7.54%
Rank 27 of 29
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 0.15% | -0.27% | 0.39% | 0.68% | Beats 38% | 18 / 29 | ||
| Return on Equity | 2.05% | 0.64% | 2.28% | 5.24% | Beats 46% | 15 / 28 | ||
| Net Interest Margin | 3.18% | 3.88% | 4.49% | 4.89% | Beats 7% | 27 / 29 | ||
| Efficiency Ratio | 95.96% | 77.78% | 86.62% | 97.23% | Beats 34% | 20 / 29 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.20% | 0.22% | 1.19% | 2.21% | Beats 79% | 7 / 29 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 7.54% | 11.89% | 14.07% | 21.10% | Beats 7% | 27 / 29 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 7.54% | 11.89% | 14.07% | 21.10% | Beats 7% | 27 / 29 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 37.49% | 45.57% | 67.88% | 82.54% | 17th pctl | 24 / 29 | ||
| Loans / Assets | 34.60% | 34.60% | 52.32% | 69.33% | 24th pctl | 22 / 29 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||