Washington, DC · Charter 22323
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.14% | 0.51% | 0.74% | 1.01% | -0.16% | 0.45% | 0.02% | -0.33% | -133 bps | |
| Return on Equity | -1.65% | 4.92% | 7.56% | 10.69% | -1.62% | 3.56% | 0.21% | -2.80% | -1,349 bps | |
| Net Interest Margin | 2.53% | 3.54% | 0.19% | 2.19% | 1.68% | 3.26% | 2.72% | 1.45% | -73 bps | |
| Efficiency Ratio | 105.64% | 85.59% | 77.12% | 72.07% | 105.79% | 89.40% | 99.29% | 124.25% | +5,217 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.48% | 4.22% | 1.10% | 7.20% | -7.73% | -14.80% | -14.07% | -21.74% | -2,894 bps | |
| Loan Growth (YoY) | 50.19% | 120.21% | -25.43% | -8.07% | -22.74% | 65.42% | -24.02% | -80.37% | -7,230 bps | |
| Share Growth (YoY) | -0.26% | 4.27% | 1.78% | 7.53% | -8.83% | -16.94% | -15.79% | -23.66% | -3,120 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 17.11% | 0.00% | 0.00% | 0 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 12.97% | 24.75% | 24.14% | 28.89% | 16.79% | 15.00% | 31.77% | 100.00% | +7,111 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 8.70% | 10.41% | 9.81% | 9.43% | 9.79% | 12.67% | 11.62% | 11.66% | +223 bps | |
| Net Worth / Assets | 8.70% | 10.41% | 9.81% | 9.43% | 9.79% | 12.67% | 11.62% | 11.66% | +223 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 3.55% | 2.16% | 2.04% | 1.57% | 3.01% | 4.30% | 1.84% | 0.40% | -117 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |