Health Care Professionals
Richmond, IN · Charter 22213 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 2 branches
Q2 2026
$41.6MAssets
$20.9MLoans
$33.4MShares
$7.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 92% of credit unions under $1B in assets (rank 137 of 1682).
- Widest gap: efficiency ratio trails 39% of credit unions under $1B in assets (rank 663 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.57%
Rank 215 of 1,683
Net Interest Margin
4.20%
Rank 513 of 1,683
Efficiency Ratio
74.71%
Rank 663 of 1,682
Equity / Assets
18.61%
Rank 296 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.57% | 0.35% | 0.74% | 1.18% | Beats 87% | 215 / 1,683 | |
| Return on Equity | 8.43% | 2.67% | 5.89% | 8.74% | Beats 73% | 459 / 1,681 | |
| Net Interest Margin | 4.20% | 3.31% | 3.82% | 4.32% | Beats 70% | 513 / 1,683 | |
| Efficiency Ratio | 74.71% | 68.91% | 78.20% | 86.93% | Beats 61% | 663 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 92% | 137 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 18.61% | 10.44% | 12.89% | 16.53% | Beats 82% | 296 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 18.61% | 10.44% | 12.89% | 16.53% | Beats 82% | 296 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 62.52% | 52.61% | 69.38% | 83.50% | 39th pctl | 1,033 / 1,683 | |
| Loans / Assets | 50.21% | 44.71% | 59.18% | 70.72% | 34th pctl | 1,115 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |