PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Csce

Charleroi, PA · Charter 22194

Q2 1995

$172KAssets
$133KLoans
$157KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.51%.
  • Asset quality: problem loans at 0.00% of loans.
  • Funding: loans stand at 84.76% of shares as of Q2 1995.

Financial Results

Return on Assets (YTD, annualized)

3.51%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets3.46%3.13%3.51%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.99%4.02%0.00%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans2.94%2.59%1.54%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares65.99%75.95%84.76%n/a
Liquid Assets / Assets37.06%27.97%17.89%n/a