PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Kings Park Employees

Kings Park, NY · Charter 22183

Q2 1996

$2.1MAssets
$915KLoans
$1.7MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of 2.80%, up 2 bps year over year.
  • Asset quality: problem loans at 0.16% of loans (-110 bps YoY).
  • Funding: loans stand at 53.62% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

2.80%+2 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets2.78%3.09%2.88%3.24%2.80%+2 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-15.12%n/an/a
Loan Growth (YoY)n/an/an/an/a-9.60%n/an/a
Share Growth (YoY)n/an/an/an/a-18.90%n/an/a
Asset Quality
Delinquent Loans / Loans1.26%0.20%0.00%0.07%0.16%-110 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans1.04%0.95%0.65%0.75%0.82%-21 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares48.10%55.13%49.24%57.27%53.62%+552 bps
Liquid Assets / Assets9.64%5.27%12.07%40.52%38.82%+2,918 bps