Southwest Airlines
Dallas, TX · Charter 22157 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 3 branches
Q2 2026
$860.9MAssets
$589.3MLoans
$754.8MShares
$98.9MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 72% of credit unions under $1B in assets in TX (rank 66 of 235).
- Widest gap: net interest margin trails 91% of credit unions under $1B in assets in TX (rank 214 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.50%
Rank 128 of 235
Net Interest Margin
2.90%
Rank 214 of 235
Efficiency Ratio
72.33%
Rank 66 of 235
Equity / Assets
11.49%
Rank 173 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.50% | 0.17% | 0.57% | 1.10% | Beats 46% | 128 / 235 | |
| Return on Equity | 4.31% | 1.03% | 4.30% | 7.58% | Beats 51% | 116 / 235 | |
| Net Interest Margin | 2.90% | 3.32% | 3.89% | 4.35% | Beats 9% | 214 / 235 | |
| Efficiency Ratio | 72.33% | 70.60% | 82.00% | 91.57% | Beats 72% | 66 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.59% | 0.20% | 0.59% | 1.14% | Beats 51% | 117 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.49% | 11.30% | 14.41% | 19.49% | Beats 26% | 173 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.49% | 11.30% | 14.41% | 19.49% | Beats 26% | 173 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 78.08% | 54.18% | 67.38% | 81.66% | 70th pctl | 70 / 235 | |
| Loans / Assets | 68.45% | 43.80% | 56.63% | 68.64% | 74th pctl | 60 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |