Danville, PA · Charter 22128
NCUA · 12 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.23% | 1.35% | 1.23% | 0.87% | 1.10% | -13 bps | |
| Return on Equity | 10.92% | 11.85% | 10.89% | 8.02% | 9.88% | -104 bps | |
| Net Interest Margin | 3.97% | 4.01% | 3.98% | 3.88% | 4.04% | +7 bps | |
| Efficiency Ratio | 69.51% | 68.08% | 69.05% | 74.16% | 71.02% | +150 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 10.40% | 11.23% | 10.41% | 12.95% | 12.15% | +174 bps | |
| Loan Growth (YoY) | 13.08% | 10.78% | 9.94% | 9.29% | 13.80% | +71 bps | |
| Share Growth (YoY) | 11.39% | 12.64% | 13.41% | 13.60% | 13.03% | +164 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.58% | 0.58% | 0.81% | 0.49% | 0.49% | -9 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.23% | 11.35% | 11.29% | 10.85% | 11.10% | -13 bps | |
| Net Worth / Assets | 11.23% | 11.35% | 11.29% | 10.85% | 11.10% | -13 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 97.66% | 98.63% | 95.05% | 92.96% | 98.32% | +66 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |