American Partners
Reidsville, NC · Charter 22119 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 4 branches
Q2 2026
$107.7MAssets
$80.9MLoans
$92.5MShares
$11.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 73% of credit unions under $1B in assets (rank 463 of 1682).
- Widest gap: equity / assets trails 74% of credit unions under $1B in assets (rank 1247 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.83%
Rank 751 of 1,683
Net Interest Margin
4.20%
Rank 510 of 1,683
Efficiency Ratio
82.69%
Rank 1,067 of 1,682
Equity / Assets
10.55%
Rank 1,247 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.35% | 0.74% | 1.18% | Beats 55% | 751 / 1,683 | | |
| Return on Equity | 7.90% | 2.67% | 5.89% | 8.74% | Beats 69% | 527 / 1,681 | | |
| Net Interest Margin | 4.20% | 3.31% | 3.82% | 4.32% | Beats 70% | 510 / 1,683 | | |
| Efficiency Ratio | 82.69% | 68.91% | 78.20% | 86.93% | Beats 37% | 1,067 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.30% | 0.26% | 0.65% | 1.29% | Beats 73% | 463 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.55% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,247 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.55% | 10.44% | 12.89% | 16.53% | Beats 26% | 1,247 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 87.41% | 52.61% | 69.38% | 83.50% | 82nd pctl | 305 / 1,683 | | |
| Loans / Assets | 75.07% | 44.71% | 59.18% | 70.72% | 83rd pctl | 282 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |