Buffalo Metropolitan
Buffalo, NY · Charter 2209 · Peer group: credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (n=60)
NCUA · 1 branch
Q2 2026
$143.9MAssets
$118.0MLoans
$128.5MShares
$17.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 98% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 1 of 60).
- Widest gap: nonperforming loans / loans trails 92% of credit unions under $1B in assets in the Buffalo-Cheektowaga, NY area (rank 56 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.24%
Rank 48 of 60
Net Interest Margin
5.09%
Rank 1 of 60
Efficiency Ratio
89.46%
Rank 47 of 60
Equity / Assets
12.39%
Rank 34 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.24% | 0.35% | 0.84% | 1.37% | Beats 20% | 48 / 60 | |
| Return on Equity | 1.96% | 2.76% | 6.36% | 10.04% | Beats 23% | 46 / 60 | |
| Net Interest Margin | 5.09% | 3.02% | 3.63% | 4.05% | Beats 98% | 1 / 60 | |
| Efficiency Ratio | 89.46% | 67.68% | 77.48% | 89.33% | Beats 23% | 47 / 60 | |
| Asset Quality |
| Nonperforming Loans / Loans | 3.69% | 0.32% | 0.64% | 1.44% | Beats 8% | 56 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.39% | 10.72% | 13.16% | 17.68% | Beats 43% | 34 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.39% | 10.72% | 13.16% | 17.68% | Beats 43% | 34 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 91.82% | 43.79% | 55.03% | 72.55% | 93rd pctl | 4 / 60 | |
| Loans / Assets | 81.99% | 36.50% | 47.22% | 58.67% | 98th pctl | 1 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |