Grand Bank
Tulsa, OK · Cert 22065 · Peer group: banks under $1B in assets in the Tulsa, OK area (n=18) · Grand Capital Corp.
State charter, Fed member · FED · 4 branches
Q2 2026
$712.8MAssets
$563.4MLoans
$617.9MDeposits
$66.2MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Tulsa, OK area (rank 3 of 18).
- Widest gap: equity / assets trails 78% of banks under $1B in assets in the Tulsa, OK area (rank 14 of 18).
- Overall: at or above the peer median on 6 of 9 directional measures.
Return on Assets
1.44%
Rank 9 of 18
Net Interest Margin
3.95%
Rank 13 of 18
Efficiency Ratio
53.05%
Rank 5 of 18
Equity / Assets
9.28%
Rank 14 of 18
Non-interest income vs. expense
Unfavorable gap of $14.2M · efficiency ratio beats 78% of banks under $1B in assets in the Tulsa, OK area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.44% | 0.94% | 1.44% | 1.74% | Beats 50% | 9 / 18 | | |
| Return on Equity | 15.49% | 9.63% | 12.74% | 15.04% | Beats 83% | 3 / 18 | | |
| Net Interest Margin | 3.95% | 3.75% | 4.31% | 4.83% | Beats 28% | 13 / 18 | | |
| Efficiency Ratio | 53.05% | 53.05% | 62.57% | 69.59% | Beats 78% | 5 / 18 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.01% | 0.41% | 0.86% | Beats 100% | 3 / 18 | | |
| Net Charge-Offs / Loans | 0.00% | 0.00% | 0.02% | 0.05% | Beats 100% | 4 / 18 | | |
| Capital |
| Tier 1 Capital Ratio | 12.56% | 11.17% | 13.04% | 15.32% | Beats 39% | 11 / 18 | | |
| Total Risk-Based Capital Ratio | 13.81% | 11.17% | 13.81% | 15.32% | Beats 50% | 9 / 18 | | |
| Equity / Assets | 9.28% | 9.28% | 11.57% | 13.43% | Beats 22% | 14 / 18 | | |
| Liquidity & Funding |
| Loans / Deposits | 91.18% | 72.39% | 85.72% | 91.52% | 67th pctl | 6 / 18 | | |
| Loans / Assets | 79.04% | 60.70% | 74.00% | 81.85% | 67th pctl | 6 / 18 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |