Philadelphia, PA · Charter 22007
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.08% | 1.05% | 1.19% | -2.76% | -1.99% | -307 bps | |
| Return on Equity | 7.42% | 7.36% | 7.39% | -18.26% | -12.59% | -2,001 bps | |
| Net Interest Margin | 3.32% | 3.21% | 3.55% | 2.62% | 2.61% | -71 bps | |
| Efficiency Ratio | 68.51% | 68.55% | 67.45% | 205% | 172.48% | +10,397 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.01% | 1.14% | -3.34% | -6.69% | -9.51% | -650 bps | |
| Loan Growth (YoY) | -100.00% | -100.00% | n/a | n/a | n/a | n/a | |
| Share Growth (YoY) | -4.87% | 0.20% | -5.24% | -7.89% | -10.77% | -590 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | n/a | n/a | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 14.62% | 14.19% | 16.04% | 15.14% | 15.80% | +118 bps | |
| Net Worth / Assets | 14.62% | 14.19% | 16.04% | 15.14% | 15.80% | +118 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |