PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

The Reading Hospital & Medical Cen

Reading, PA · Charter 21996

Q4 1995

$4.8MAssets
$3.3MLoans
$4.4MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.82%.
  • Asset quality: problem loans at 0.72% of loans.
  • Funding: loans stand at 75.92% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

3.82%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.89%4.64%3.66%3.82%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.19%0.00%0.24%0.72%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.94%1.70%1.44%2.05%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares55.54%77.82%78.12%75.92%n/a
Liquid Assets / Assets26.22%10.09%17.06%19.46%n/a