Stryv Bank
Wichita, KS · Cert 21955 · Peer group: banks under $1B in assets in the Wichita, KS area (n=20) · Chisholm Trail Financial Corp.
State charter, Fed member · FED · 2 branches
Q2 2026
$333.3MAssets
$288.4MLoans
$297.0MDeposits
$28.7MEquity
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of banks under $1B in assets in the Wichita, KS area (rank 2 of 20).
- Widest gap: tier 1 capital ratio trails 95% of banks under $1B in assets in the Wichita, KS area (rank 19 of 20).
- Overall: at or above the peer median on 2 of 9 directional measures.
Return on Assets
0.83%
Rank 14 of 20
Net Interest Margin
3.78%
Rank 14 of 20
Efficiency Ratio
67.21%
Rank 12 of 20
Equity / Assets
8.61%
Rank 12 of 20
Non-interest income vs. expense
Unfavorable gap of $8.2M · efficiency ratio beats 45% of banks under $1B in assets in the Wichita, KS area | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.83% | 0.80% | 1.20% | 1.35% | Beats 30% | 14 / 20 | |
| Return on Equity | 9.66% | 9.43% | 12.85% | 15.78% | Beats 30% | 14 / 20 | |
| Net Interest Margin | 3.78% | 3.71% | 4.04% | 4.23% | Beats 30% | 14 / 20 | |
| Efficiency Ratio | 67.21% | 59.34% | 65.86% | 71.92% | Beats 45% | 12 / 20 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.06% | 0.64% | 1.17% | Beats 100% | 2 / 20 | |
| Net Charge-Offs / Loans | 0.00% | n/a | 0.02% | 0.09% | Beats 100% | 7 / 20 | |
| Capital |
| Tier 1 Capital Ratio | 9.96% | 11.10% | 11.73% | 15.56% | Beats 5% | 19 / 20 | |
| Total Risk-Based Capital Ratio | 10.94% | 11.80% | 12.57% | 16.49% | Beats 10% | 18 / 20 | |
| Equity / Assets | 8.61% | 8.39% | 8.81% | 11.24% | Beats 40% | 12 / 20 | |
| Liquidity & Funding |
| Loans / Deposits | 97.13% | 62.67% | 77.26% | 93.25% | 85th pctl | 3 / 20 | |
| Loans / Assets | 86.53% | 54.38% | 67.74% | 81.71% | 95th pctl | 1 / 20 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |