PackageTrendsPeer
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Tri-Local

Toronto, OH · Charter 21936

Q2 1995

$1.4MAssets
$557KLoans
$1.2MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.98%.
  • Asset quality: problem loans at 5.00% of loans.
  • Funding: loans stand at 47.24% of shares as of Q2 1995.

Financial Results

Return on Assets (quarter, annualized)

1.98%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995YoY ΔTrend
Earnings
Return on Assets2.25%2.15%1.98%n/a
Return on Equityn/an/an/an/an/a
Net Interest Marginn/an/an/an/an/a
Efficiency Ration/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans1.31%8.94%5.00%n/a
Net Charge-Offs / Loansn/an/an/an/an/a
Allowance / Loans0.89%0.93%0.83%n/a
Capital
Risk-Based Capitaln/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/a
Liquidity & Funding
Loans / Shares40.78%41.40%47.24%n/a
Liquid Assets / Assets62.64%58.34%56.87%n/a