Priorityone Bank
Magee, MS · Cert 21906 · Peer group: banks $1B-$10B in assets operating in a single state (n=257-258) · Priorityone Capital Corp.
State charter, Fed member · FED · 17 branches
Q2 2026
$1.2BAssets
$929.4MLoans
$1.0BDeposits
$140.7MEquity
Executive Summary
- Strongest standing: net interest margin outperforms 93% of banks $1B-$10B in assets operating in a single state (rank 19 of 258).
- Widest gap: nonperforming loans / loans trails 88% of banks $1B-$10B in assets operating in a single state (rank 228 of 258).
- Overall: at or above the peer median on 5 of 9 directional measures.
Return on Assets
1.58%
Rank 59 of 258
Net Interest Margin
4.51%
Rank 19 of 258
Efficiency Ratio
60.30%
Rank 129 of 257
Equity / Assets
11.88%
Rank 60 of 258
Non-interest income vs. expense
Unfavorable gap of $27.0M · efficiency ratio beats 50% of banks $1B-$10B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.58% | 0.93% | 1.23% | 1.54% | Beats 77% | 59 / 258 | | |
| Return on Equity | 13.31% | 9.26% | 11.84% | 14.74% | Beats 62% | 97 / 258 | | |
| Net Interest Margin | 4.51% | 3.16% | 3.49% | 3.88% | Beats 93% | 19 / 258 | | |
| Efficiency Ratio | 60.30% | 51.71% | 60.30% | 69.65% | Beats 50% | 129 / 257 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.58% | 0.19% | 0.46% | 0.90% | Beats 12% | 228 / 258 | | |
| Net Charge-Offs / Loans | 0.11% | 0.01% | 0.02% | 0.07% | Beats 19% | 209 / 258 | | |
| Capital |
| Tier 1 Capital Ratio | 11.89% | 11.41% | 12.98% | 15.12% | Beats 31% | 179 / 258 | | |
| Total Risk-Based Capital Ratio | 11.89% | 12.10% | 13.91% | 16.08% | Beats 22% | 202 / 258 | | |
| Equity / Assets | 11.88% | 9.09% | 10.24% | 11.72% | Beats 77% | 60 / 258 | | |
| Liquidity & Funding |
| Loans / Deposits | 90.20% | 73.24% | 86.34% | 95.95% | 60th pctl | 104 / 258 | | |
| Loans / Assets | 78.50% | 63.01% | 72.27% | 78.40% | 75th pctl | 64 / 258 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |