Commodore Perry
Oak Harbor, OH · Charter 21873 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$102.3MAssets
$70.1MLoans
$87.0MShares
$10.4MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 66% of credit unions under $1B in assets (rank 567 of 1683).
- Widest gap: nonperforming loans / loans trails 84% of credit unions under $1B in assets (rank 1414 of 1682).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.28%
Rank 1,326 of 1,683
Net Interest Margin
4.13%
Rank 567 of 1,683
Efficiency Ratio
87.15%
Rank 1,270 of 1,682
Equity / Assets
10.21%
Rank 1,302 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.28% | 0.35% | 0.74% | 1.18% | Beats 21% | 1,326 / 1,683 | |
| Return on Equity | 2.74% | 2.67% | 5.89% | 8.74% | Beats 26% | 1,249 / 1,681 | |
| Net Interest Margin | 4.13% | 3.31% | 3.82% | 4.32% | Beats 66% | 567 / 1,683 | |
| Efficiency Ratio | 87.15% | 68.91% | 78.20% | 86.93% | Beats 25% | 1,270 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.82% | 0.26% | 0.65% | 1.29% | Beats 16% | 1,414 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.21% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,302 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.21% | 10.44% | 12.89% | 16.53% | Beats 23% | 1,302 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 80.53% | 52.61% | 69.38% | 83.50% | 70th pctl | 501 / 1,683 | |
| Loans / Assets | 68.49% | 44.71% | 59.18% | 70.72% | 70th pctl | 497 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |