First State Bank of Dequeen
De Queen, AR · Cert 21805 · Peer group: banks under $1B in assets operating in a single state (n=743-746) · First State Bancshares Inc.
State charter, Fed member · FED · 7 branches
Q2 2026
$525.1MAssets
$295.9MLoans
$463.6MDeposits
$34.9MEquity
Executive Summary
- Strongest standing: return on equity outperforms 93% of banks under $1B in assets operating in a single state (rank 54 of 746).
- Widest gap: total risk-based capital ratio trails 100% of banks under $1B in assets operating in a single state (rank 743 of 746).
- Overall: at or above the peer median on 3 of 9 directional measures.
Return on Assets
1.17%
Rank 312 of 746
Net Interest Margin
3.18%
Rank 558 of 746
Efficiency Ratio
53.49%
Rank 160 of 746
Equity / Assets
6.65%
Rank 712 of 746
Non-interest income vs. expense
Unfavorable gap of $8.0M · efficiency ratio beats 79% of banks under $1B in assets operating in a single state | Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.17% | 0.72% | 1.06% | 1.45% | Beats 58% | 312 / 746 | |
| Return on Equity | 17.60% | 6.74% | 10.51% | 13.63% | Beats 93% | 54 / 746 | |
| Net Interest Margin | 3.18% | 3.17% | 3.68% | 4.16% | Beats 25% | 558 / 746 | |
| Efficiency Ratio | 53.49% | 55.74% | 64.58% | 75.47% | Beats 79% | 160 / 746 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.23% | 0.09% | 0.42% | 1.07% | Beats 22% | 581 / 743 | |
| Net Charge-Offs / Loans | 0.05% | 0.00% | 0.01% | 0.05% | Beats 24% | 567 / 743 | |
| Capital |
| Tier 1 Capital Ratio | 8.54% | 11.55% | 13.75% | 17.60% | Beats 0% | 743 / 746 | |
| Total Risk-Based Capital Ratio | 8.54% | 11.71% | 14.33% | 18.43% | Beats 0% | 743 / 746 | |
| Equity / Assets | 6.65% | 8.90% | 10.51% | 13.06% | Beats 5% | 712 / 746 | |
| Liquidity & Funding |
| Loans / Deposits | 63.83% | 61.31% | 78.27% | 90.78% | 28th pctl | 540 / 746 | |
| Loans / Assets | 56.36% | 53.60% | 66.97% | 76.08% | 30th pctl | 523 / 746 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |