Fedex Employees Credit Association
Memphis, TN · Charter 21751 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 10 branches
Q2 2026
$641.1MAssets
$298.5MLoans
$544.4MShares
$90.7MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 72% of credit unions under $1B in assets (rank 464 of 1682).
- Widest gap: nonperforming loans / loans trails 68% of credit unions under $1B in assets (rank 1149 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.57%
Rank 1,052 of 1,683
Net Interest Margin
3.48%
Rank 1,142 of 1,683
Efficiency Ratio
70.21%
Rank 464 of 1,682
Equity / Assets
14.15%
Rank 650 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.57% | 0.35% | 0.74% | 1.18% | Beats 37% | 1,052 / 1,683 | |
| Return on Equity | 4.02% | 2.67% | 5.89% | 8.74% | Beats 35% | 1,090 / 1,681 | |
| Net Interest Margin | 3.48% | 3.31% | 3.82% | 4.32% | Beats 32% | 1,142 / 1,683 | |
| Efficiency Ratio | 70.21% | 68.91% | 78.20% | 86.93% | Beats 72% | 464 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.04% | 0.26% | 0.65% | 1.29% | Beats 32% | 1,149 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.15% | 10.44% | 12.89% | 16.53% | Beats 61% | 650 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.15% | 10.44% | 12.89% | 16.53% | Beats 61% | 650 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 54.83% | 52.61% | 69.38% | 83.50% | 28th pctl | 1,217 / 1,683 | |
| Loans / Assets | 46.56% | 44.71% | 59.18% | 70.72% | 28th pctl | 1,212 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |