Marshall County
Moundsville, WV · Charter 21713 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$26.8MAssets
$10.0MLoans
$22.8MShares
$4.0MNet Worth
Executive Summary
- Strongest standing: return on assets outperforms 98% of credit unions under $1B in assets (rank 32 of 1683).
- Widest gap: net interest margin trails 41% of credit unions under $1B in assets (rank 696 of 1683).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
2.45%
Rank 32 of 1,683
Net Interest Margin
3.96%
Rank 696 of 1,683
Efficiency Ratio
44.35%
Rank 31 of 1,682
Equity / Assets
15.05%
Rank 547 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 2.45% | 0.35% | 0.74% | 1.18% | Beats 98% | 32 / 1,683 | | |
| Return on Equity | 16.28% | 2.67% | 5.89% | 8.74% | Beats 98% | 32 / 1,681 | | |
| Net Interest Margin | 3.96% | 3.31% | 3.82% | 4.32% | Beats 59% | 696 / 1,683 | | |
| Efficiency Ratio | 44.35% | 68.91% | 78.20% | 86.93% | Beats 98% | 31 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.26% | 0.65% | 1.29% | Beats 85% | 254 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 547 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 15.05% | 10.44% | 12.89% | 16.53% | Beats 67% | 547 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.69% | 52.61% | 69.38% | 83.50% | 15th pctl | 1,433 / 1,683 | | |
| Loans / Assets | 37.09% | 44.71% | 59.18% | 70.72% | 16th pctl | 1,422 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |