Goodyear San Angelo
San Angelo, TX · Charter 21710 · Peer group: credit unions under $1B in assets in TX (n=235)
NCUA · 2 branches
Q2 2026
$4.1MAssets
$3.0MLoans
$3.5MShares
$574KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 89% of credit unions under $1B in assets in TX (rank 28 of 235).
- Widest gap: net interest margin trails 98% of credit unions under $1B in assets in TX (rank 230 of 235).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.94%
Rank 76 of 235
Net Interest Margin
2.46%
Rank 230 of 235
Efficiency Ratio
62.96%
Rank 28 of 235
Equity / Assets
14.13%
Rank 123 of 235
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.94% | 0.17% | 0.57% | 1.10% | Beats 68% | 76 / 235 | |
| Return on Equity | 6.62% | 1.03% | 4.30% | 7.58% | Beats 68% | 75 / 235 | |
| Net Interest Margin | 2.46% | 3.32% | 3.89% | 4.35% | Beats 2% | 230 / 235 | |
| Efficiency Ratio | 62.96% | 70.60% | 82.00% | 91.57% | Beats 89% | 28 / 235 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.49% | 0.20% | 0.59% | 1.14% | Beats 19% | 192 / 235 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.13% | 11.30% | 14.41% | 19.49% | Beats 48% | 123 / 235 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.13% | 11.30% | 14.41% | 19.49% | Beats 48% | 123 / 235 | |
| Liquidity & Funding |
| Loans / Deposits | 84.79% | 54.18% | 67.38% | 81.66% | 78th pctl | 51 / 235 | |
| Loans / Assets | 72.74% | 43.80% | 56.63% | 68.64% | 82nd pctl | 43 / 235 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |