La Vista, NE · Cert 21704
FDIC · 4 branches
Q1 2017
Market Position · Omaha-Council Bluffs, NE-IA · 2016 SOD (annual) · 0.4% share · #21 of 73 inst. · $0.1B of $31.0B
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Tier 1 Leverage Ratio
Discrete quarter, annualized.
| Metric | Q1 2016 | Q2 2016 | Q3 2016 | Q4 2016 | Q1 2017 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.14% | 1.97% | 1.47% | 0.89% | 1.03% | -11 bps | |
| Return on Equity | 12.16% | 21.48% | 15.82% | 9.70% | 11.22% | -94 bps | |
| Net Interest Margin | 3.63% | 4.11% | 3.57% | 3.94% | 3.71% | +8 bps | |
| Efficiency Ratio | 76.10% | 68.98% | 72.49% | 81.03% | 76.82% | +71 bps | |
| Non-Interest Burden | 2.40% | 2.05% | 1.94% | 2.90% | 2.58% | +18 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 6.93% | 7.18% | 1.36% | 7.51% | 3.38% | -355 bps | |
| Loan Growth (YoY) | 8.36% | 5.57% | 10.60% | 4.74% | 3.31% | -505 bps | |
| Deposit Growth (YoY) | 8.13% | 9.09% | 1.88% | 9.58% | 4.18% | -394 bps | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 2.01% | +201 bps | |
| Net Charge-Offs / Loans | 0.06% | -0.01% | 0.00% | -0.06% | 0.00% | -6 bps | |
| Allowance / Loans | 1.16% | 1.15% | 1.17% | 1.26% | 1.29% | +13 bps | |
| Allowance Coverage of NPLs | n/a | n/a | n/a | n/a | 0.6x | n/a | n/a |
| Capital | |||||||
| Tier 1 Leverage Ratio | 9.11% | 9.47% | 9.23% | 9.17% | 9.37% | +26 bps | |
| Total Risk-Based Capital | 11.61% | 11.86% | 11.53% | 11.74% | 11.86% | +25 bps | |
| Equity / Assets | 9.11% | 9.21% | 9.41% | 8.94% | 9.46% | +34 bps | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 92.88% | 90.65% | 96.78% | 86.91% | 92.10% | -78 bps | |
| Liquid Assets / Assets | 14.33% | 15.65% | 11.16% | 11.51% | 11.96% | -238 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a |