Bloomington, MN · Charter 21644
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.49% | 0.71% | 0.72% | 1.58% | 1.34% | +85 bps | |
| Return on Equity | 3.58% | 5.13% | 5.16% | 11.27% | 9.25% | +566 bps | |
| Net Interest Margin | 3.78% | 3.87% | 3.88% | 4.04% | 4.24% | +46 bps | |
| Efficiency Ratio | 79.09% | 73.01% | 72.13% | 64.10% | 65.70% | -1,339 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.73% | 9.88% | 5.61% | 4.69% | 1.67% | -1,006 bps | |
| Loan Growth (YoY) | -2.60% | -0.08% | 0.32% | 3.01% | 7.54% | +1,014 bps | |
| Share Growth (YoY) | 12.97% | 10.19% | 5.32% | 4.22% | -0.68% | -1,364 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.67% | 0.61% | 0.87% | 0.64% | 0.56% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 13.57% | 13.84% | 13.86% | 14.02% | 14.46% | +89 bps | |
| Net Worth / Assets | 13.57% | 13.84% | 13.86% | 14.02% | 14.46% | +89 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 81.27% | 83.79% | 84.44% | 83.69% | 88.00% | +672 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |