PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Mutual Employees

Chicago, IL · Charter 21616

Q4 1995

$864KAssets
$505KLoans
$539KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 7.25%.
  • Asset quality: problem loans at 1.28% of loans.
  • Funding: loans stand at 93.69% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

7.25%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.02%4.25%4.46%7.25%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans3.01%1.48%1.18%1.28%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.10%0.90%2.33%2.67%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares34.79%39.56%46.44%93.69%n/a
Liquid Assets / Assets60.65%61.29%53.15%25.00%n/a