Northwestern Energy Employees
Butte, MT · Charter 21609 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$35.3MAssets
$26.6MLoans
$31.1MShares
$3.8MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 85% of credit unions under $1B in assets (rank 254 of 1682).
- Widest gap: efficiency ratio trails 75% of credit unions under $1B in assets (rank 1257 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
0.59%
Rank 1,019 of 1,683
Net Interest Margin
4.22%
Rank 495 of 1,683
Efficiency Ratio
86.85%
Rank 1,257 of 1,682
Equity / Assets
10.86%
Rank 1,181 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.59% | 0.35% | 0.74% | 1.18% | Beats 39% | 1,019 / 1,683 | |
| Return on Equity | 5.43% | 2.67% | 5.89% | 8.74% | Beats 46% | 909 / 1,681 | |
| Net Interest Margin | 4.22% | 3.31% | 3.82% | 4.32% | Beats 71% | 495 / 1,683 | |
| Efficiency Ratio | 86.85% | 68.91% | 78.20% | 86.93% | Beats 25% | 1,257 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.12% | 0.26% | 0.65% | 1.29% | Beats 85% | 254 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,181 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.86% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,181 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 85.32% | 52.61% | 69.38% | 83.50% | 78th pctl | 369 / 1,683 | |
| Loans / Assets | 75.26% | 44.71% | 59.18% | 70.72% | 84th pctl | 276 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |