PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Anmed

Anderson, SC · Charter 21508

NCUA · 1 branch

Q2 2026

$16.5MAssets
$10.2MLoans
$14.2MShares
$2.4MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 0.85%, down 6 bps year over year; NIM at 3.83%.
  • Asset quality: problem loans at 0.08% of loans (+3 bps YoY).
  • Capital: net worth / assets of 14.29%, up 94 bps from a year ago.
  • Funding: loans stand at 71.91% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

0.85%-6 bps YoY

Net Interest Margin (YTD, annualized)

3.83%+7 bps YoY

Efficiency Ratio (YTD, annualized)

78.72%+380 bps YoY

Net Worth / Assets

14.29%+94 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.91%0.77%0.77%0.69%0.85%-6 bps
Return on Equity6.78%5.71%5.37%4.85%5.95%-84 bps
Net Interest Margin3.76%3.81%4.04%3.77%3.83%+7 bps
Efficiency Ratio74.92%79.43%80.73%82.72%78.72%+380 bps
Growth
Asset Growth (YoY)-1.59%4.93%2.12%2.19%-2.03%-44 bps
Loan Growth (YoY)11.53%11.16%5.97%-1.77%-3.08%-1,461 bps
Share Growth (YoY)-2.73%4.95%1.62%1.72%-3.05%-32 bps
Asset Quality
Delinquent Loans / Loans0.05%0.02%0.05%0.08%0.08%+3 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital13.36%13.48%14.34%14.13%14.29%+94 bps
Net Worth / Assets13.36%13.48%14.34%14.13%14.29%+94 bps
Liquidity & Funding
Loans / Shares71.94%73.05%75.75%72.98%71.91%-3 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps