New England Teamsters
Charlestown, MA · Charter 21507 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 1 branch
Q2 2026
$74.8MAssets
$26.7MLoans
$66.5MShares
$9.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 79% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 14 of 66).
- Widest gap: nonperforming loans / loans trails 94% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 63 of 66).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.88%
Rank 21 of 66
Net Interest Margin
3.02%
Rank 41 of 66
Efficiency Ratio
77.48%
Rank 29 of 66
Equity / Assets
12.90%
Rank 39 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.88% | 0.38% | 0.59% | 1.00% | Beats 68% | 21 / 66 | |
| Return on Equity | 6.84% | 2.62% | 4.89% | 6.39% | Beats 79% | 14 / 66 | |
| Net Interest Margin | 3.02% | 2.83% | 3.27% | 3.84% | Beats 38% | 41 / 66 | |
| Efficiency Ratio | 77.48% | 68.43% | 80.15% | 87.18% | Beats 58% | 29 / 66 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.08% | 0.08% | 0.48% | 1.18% | Beats 6% | 63 / 66 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.90% | 9.84% | 13.79% | 17.21% | Beats 41% | 39 / 66 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.90% | 9.84% | 13.79% | 17.21% | Beats 41% | 39 / 66 | |
| Liquidity & Funding |
| Loans / Deposits | 40.09% | 50.73% | 71.54% | 81.61% | 14th pctl | 57 / 66 | |
| Loans / Assets | 35.63% | 40.53% | 57.05% | 68.92% | 20th pctl | 53 / 66 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |