Maple Shade, NJ · Charter 2141
NCUA · 6 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.18% | 0.18% | 0.15% | 0.28% | 0.12% | 0.15% | 0.04% | -0.08% | -36 bps | |
| Return on Equity | 1.27% | 1.30% | 1.08% | 2.00% | 0.81% | 1.03% | 0.31% | -0.57% | -257 bps | |
| Net Interest Margin | 2.67% | 2.61% | 2.55% | 2.79% | 2.94% | 2.95% | 3.15% | 3.32% | +54 bps | |
| Efficiency Ratio | 85.65% | 86.06% | 88.84% | 84.33% | 89.67% | 88.89% | 89.21% | 85.08% | +75 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -6.50% | -4.24% | -1.46% | -1.09% | -1.53% | -2.21% | -3.74% | -3.17% | -208 bps | |
| Loan Growth (YoY) | 2.73% | -2.01% | -2.62% | -4.23% | -5.18% | -4.50% | -5.45% | -11.69% | -746 bps | |
| Share Growth (YoY) | -8.19% | -5.30% | -2.07% | -1.69% | -2.27% | -3.16% | -4.46% | -3.64% | -195 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.59% | 0.73% | 0.80% | 0.81% | 0.72% | 1.06% | 1.01% | 1.36% | +55 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 13.97% | 13.81% | 13.47% | 13.86% | 14.33% | 14.27% | 14.11% | 14.27% | +42 bps | |
| Net Worth / Assets | 13.97% | 13.81% | 13.47% | 13.86% | 14.33% | 14.27% | 14.11% | 14.27% | +42 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 53.09% | 51.09% | 48.83% | 49.95% | 51.51% | 50.38% | 48.33% | 45.78% | -417 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |