PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Domino

Texarkana, TX · Charter 21383

NCUA · 4 branches

Q2 2026

$86.6MAssets
$38.3MLoans
$71.0MShares
$15.2MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.95%, up 83 bps year over year; NIM at 3.97%.
  • Asset quality: problem loans at 0.35% of loans (-10 bps YoY).
  • Capital: net worth / assets of 17.53%, up 105 bps from a year ago.
  • Funding: loans stand at 53.94% of shares as of Q2 2026.

Financial Results

Return on Assets (YTD, annualized)

1.95%+83 bps YoY

Net Interest Margin (YTD, annualized)

3.97%+13 bps YoY

Efficiency Ratio (YTD, annualized)

65.50%-896 bps YoY

Net Worth / Assets

17.53%+105 bps YoY

Year to date, annualized, through each quarter.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets1.13%1.40%1.38%2.03%1.95%+83 bps
Return on Equity6.83%8.19%7.94%11.77%11.14%+431 bps
Net Interest Margin3.84%4.09%4.17%3.94%3.97%+13 bps
Efficiency Ratio74.45%72.23%72.00%66.52%65.50%-896 bps
Growth
Asset Growth (YoY)-1.69%-0.86%0.53%3.01%4.47%+616 bps
Loan Growth (YoY)-4.81%-4.41%0.87%2.63%11.13%+1,594 bps
Share Growth (YoY)-1.85%-1.59%-1.18%1.59%3.04%+488 bps
Asset Quality
Delinquent Loans / Loans0.45%0.21%0.16%0.06%0.35%-10 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital16.49%17.09%17.33%17.26%17.53%+105 bps
Net Worth / Assets16.49%17.09%17.33%17.26%17.53%+105 bps
Liquidity & Funding
Loans / Shares50.01%50.93%53.29%51.39%53.94%+393 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps