Planters Suffolk, VA · Charter 21367 · Peer group: credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (n=15)
NCUA · 1 branch
Q2 2026
$2.4M Assets
$756K Loans
$1.8M Shares
$522K Net Worth
Executive Summary Strongest standing: net interest margin outperforms 80% of credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (rank 3 of 15). Widest gap: nonperforming loans / loans trails 93% of credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area (rank 15 of 15). Overall: at or above the peer median on 3 of 7 directional measures. Return on Assets
0.25%
Rank 12 of 15
Net Interest Margin
5.00%
Rank 3 of 15
Efficiency Ratio
95.71%
Rank 13 of 15
Equity / Assets
21.73%
Rank 3 of 15
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets 0.25% 0.25% 0.55% 1.21% Beats 20% 12 / 15 Return on Equity 1.15% 1.15% 4.72% 7.96% Beats 20% 12 / 15 Net Interest Margin 5.00% 3.58% 4.16% 4.82% Beats 80% 3 / 15 Efficiency Ratio 95.71% 63.64% 83.86% 92.62% Beats 20% 13 / 15 Asset Quality Nonperforming Loans / Loans 12.04% 0.43% 0.61% 1.64% Beats 7% 15 / 15 Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 21.73% 10.27% 13.30% 16.02% Beats 80% 3 / 15 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 21.73% 10.27% 13.30% 16.02% Beats 80% 3 / 15 Liquidity & Funding Loans / Deposits 41.09% 41.09% 53.09% 77.25% 20th pctl 12 / 15 Loans / Assets 31.47% 35.73% 46.13% 63.30% 13th pctl 13 / 15 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the Virginia Beach-Chesapeake-Norfolk, VA-NC area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.50%, the median effective tax rate of the 2,758 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-11