Arlington Heigh, IL · Charter 21326
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.00% | 0.97% | 0.89% | 1.07% | 1.14% | 1.04% | 0.73% | 1.04% | -3 bps | |
| Return on Equity | 11.03% | 10.36% | 9.83% | 11.34% | 11.49% | 10.95% | 7.72% | 10.74% | -60 bps | |
| Net Interest Margin | 3.64% | 3.68% | 3.53% | 3.69% | 3.84% | 3.62% | 3.49% | 3.57% | -12 bps | |
| Efficiency Ratio | 73.10% | 74.29% | 75.17% | 72.16% | 71.61% | 73.16% | 79.34% | 76.72% | +456 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.77% | 4.53% | 8.66% | 6.16% | 2.86% | 10.52% | 7.14% | 9.47% | +331 bps | |
| Loan Growth (YoY) | 0.00% | -4.98% | -0.79% | 7.65% | 9.42% | 7.50% | 1.34% | -0.49% | -814 bps | |
| Share Growth (YoY) | 4.76% | 4.12% | 8.54% | 5.76% | 1.78% | 10.25% | 6.54% | 9.02% | +326 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.25% | 0.88% | 0.69% | 0.23% | 0.28% | 0.55% | 0.71% | 0.83% | +60 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.08% | 9.33% | 9.08% | 9.43% | 9.89% | 9.48% | 9.46% | 9.64% | +21 bps | |
| Net Worth / Assets | 9.08% | 9.33% | 9.08% | 9.43% | 9.89% | 9.48% | 9.46% | 9.64% | +21 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 60.80% | 60.48% | 58.85% | 63.26% | 65.37% | 58.97% | 55.98% | 57.74% | -552 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |