Metro
Arlington Heigh, IL · Charter 21326 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 1 branch
Q2 2026
$80.0MAssets
$41.0MLoans
$71.0MShares
$7.7MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 91% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 9 of 95).
- Widest gap: equity / assets trails 89% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 85 of 96).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.03%
Rank 24 of 96
Net Interest Margin
3.57%
Rank 48 of 96
Efficiency Ratio
76.67%
Rank 36 of 96
Equity / Assets
9.64%
Rank 85 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.03% | -0.02% | 0.42% | 1.03% | Beats 75% | 24 / 96 | | |
| Return on Equity | 10.73% | -0.11% | 2.94% | 6.89% | Beats 91% | 9 / 95 | | |
| Net Interest Margin | 3.57% | 3.01% | 3.57% | 4.27% | Beats 50% | 48 / 96 | | |
| Efficiency Ratio | 76.67% | 73.45% | 82.91% | 96.61% | Beats 64% | 36 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.83% | 0.08% | 0.86% | 1.63% | Beats 53% | 45 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.64% | 11.79% | 15.23% | 18.93% | Beats 11% | 85 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.64% | 11.79% | 15.23% | 18.93% | Beats 11% | 85 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 57.74% | 32.14% | 50.03% | 67.81% | 66th pctl | 33 / 96 | | |
| Loans / Assets | 51.26% | 23.12% | 42.50% | 56.24% | 68th pctl | 31 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |