Little Rock, AR · Charter 21268
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.74% | 0.87% | 1.38% | 1.46% | 1.49% | 1.45% | 1.35% | 1.25% | -21 bps | |
| Return on Equity | 6.66% | 7.23% | 12.11% | 11.92% | 11.79% | 10.83% | 10.87% | 9.59% | -233 bps | |
| Net Interest Margin | 3.40% | 3.71% | 3.66% | 3.90% | 3.97% | 4.10% | 3.67% | 3.77% | -13 bps | |
| Efficiency Ratio | 77.27% | 76.01% | 64.48% | 63.90% | 64.23% | 66.47% | 65.28% | 69.39% | +549 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.27% | -4.26% | -0.65% | -0.88% | -1.68% | 0.39% | 2.68% | 3.68% | +456 bps | |
| Loan Growth (YoY) | 2.05% | -3.66% | -13.41% | -10.62% | -8.76% | -5.23% | -4.66% | -1.10% | +952 bps | |
| Share Growth (YoY) | -0.98% | -5.71% | -1.85% | -2.45% | -3.46% | -1.24% | 1.53% | 2.75% | +520 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.13% | 0.18% | 0.23% | 0.17% | 0.24% | 0.13% | 0.08% | 0.06% | -11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.09% | 12.01% | 11.42% | 12.24% | 12.67% | 13.40% | 12.43% | 13.06% | +82 bps | |
| Net Worth / Assets | 11.09% | 12.01% | 11.42% | 12.24% | 12.67% | 13.40% | 12.43% | 13.06% | +82 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 43.46% | 43.69% | 38.31% | 40.57% | 41.07% | 41.92% | 35.97% | 39.05% | -152 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |