Pocono Medical Center
East Stroudsbur, PA · Charter 21240 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.4MAssets
$1.4MLoans
$3.0MShares
$441KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 81% of credit unions under $1B in assets (rank 328 of 1683).
- Widest gap: efficiency ratio trails 92% of credit unions under $1B in assets (rank 1562 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.06%
Rank 1,460 of 1,683
Net Interest Margin
4.51%
Rank 328 of 1,683
Efficiency Ratio
100.00%
Rank 1,562 of 1,682
Equity / Assets
12.91%
Rank 840 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.06% | 0.35% | 0.74% | 1.18% | Beats 13% | 1,460 / 1,683 | | |
| Return on Equity | 0.45% | 2.67% | 5.89% | 8.74% | Beats 13% | 1,462 / 1,681 | | |
| Net Interest Margin | 4.51% | 3.31% | 3.82% | 4.32% | Beats 81% | 328 / 1,683 | | |
| Efficiency Ratio | 100.00% | 68.91% | 78.20% | 86.93% | Beats 8% | 1,562 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.29% | 0.26% | 0.65% | 1.29% | Beats 73% | 454 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.91% | 10.44% | 12.89% | 16.53% | Beats 50% | 840 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.91% | 10.44% | 12.89% | 16.53% | Beats 50% | 840 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 46.51% | 52.61% | 69.38% | 83.50% | 18th pctl | 1,380 / 1,683 | | |
| Loans / Assets | 40.37% | 44.71% | 59.18% | 70.72% | 19th pctl | 1,357 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |