PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Six Flags

Valencia, CA · Charter 21236

Q2 1997

$4.1MAssets
$2.4MLoans
$3.8MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 3.62%, up 53 bps year over year.
  • Asset quality: problem loans at 3.18% of loans (+155 bps YoY).
  • Funding: loans stand at 61.62% of shares as of Q2 1997.

Financial Results

Return on Assets (YTD, annualized)

3.62%+53 bps YoY

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1995Q4 1995Q2 1996Q4 1996Q2 1997YoY ΔTrend
Earnings
Return on Assets3.09%3.98%1.69%2.69%3.62%+53 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/a9.84%15.42%10.35%n/a
Loan Growth (YoY)n/an/a9.57%-4.76%-14.88%n/a
Share Growth (YoY)n/an/a2.94%24.19%11.07%n/a
Asset Quality
Delinquent Loans / Loans1.63%2.31%4.35%1.49%3.18%+155 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.85%0.62%1.11%0.83%0.69%-17 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares80.41%82.04%77.67%69.55%61.62%-1,879 bps
Liquid Assets / Assets11.65%6.97%1.09%1.79%6.01%-565 bps