Promedica
Toledo, OH · Charter 21226 · Peer group: credit unions under $1B in assets in the Toledo, OH area (n=16)
NCUA · 4 branches
Q2 2026
$60.2MAssets
$30.4MLoans
$51.3MShares
$6.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 88% of credit unions under $1B in assets in the Toledo, OH area (rank 2 of 16).
- Widest gap: return on equity trails 87% of credit unions under $1B in assets in the Toledo, OH area (rank 14 of 16).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.09%
Rank 14 of 16
Net Interest Margin
4.24%
Rank 2 of 16
Efficiency Ratio
94.60%
Rank 14 of 16
Equity / Assets
10.18%
Rank 12 of 16
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.09% | 0.42% | 0.79% | 1.25% | Beats 13% | 14 / 16 | | |
| Return on Equity | -0.91% | 4.46% | 6.21% | 8.07% | Beats 13% | 14 / 16 | | |
| Net Interest Margin | 4.24% | 3.36% | 3.61% | 4.01% | Beats 88% | 2 / 16 | | |
| Efficiency Ratio | 94.60% | 73.52% | 82.33% | 89.54% | Beats 19% | 14 / 16 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.76% | 0.27% | 0.89% | 1.78% | Beats 56% | 8 / 16 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.18% | 10.18% | 11.33% | 14.76% | Beats 25% | 12 / 16 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.18% | 10.18% | 11.33% | 14.76% | Beats 25% | 12 / 16 | | |
| Liquidity & Funding |
| Loans / Deposits | 59.37% | 46.01% | 53.43% | 81.29% | 63rd pctl | 6 / 16 | | |
| Loans / Assets | 50.60% | 40.62% | 46.48% | 59.08% | 63rd pctl | 6 / 16 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |