Dresser Ivi Employees
Alexandria, LA · Charter 21204 · Peer group: credit unions under $1B in assets in LA (n=59-60)
NCUA · 1 branch
Q1 2025
$4.9MAssets
$3.5MLoans
$4.3MShares
$658KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 68% of credit unions under $1B in assets in LA (rank 19 of 60).
- Widest gap: return on assets trails 97% of credit unions under $1B in assets in LA (rank 58 of 60).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-1.14%
Rank 58 of 60
Net Interest Margin
4.38%
Rank 19 of 60
Efficiency Ratio
120.90%
Rank 57 of 59
Equity / Assets
13.35%
Rank 36 of 60
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | -1.14% | 0.05% | 0.61% | 1.34% | Beats 3% | 58 / 60 | |
| Return on Equity | -8.51% | 0.13% | 4.03% | 8.01% | Beats 7% | 56 / 60 | |
| Net Interest Margin | 4.38% | 3.25% | 3.88% | 4.56% | Beats 68% | 19 / 60 | |
| Efficiency Ratio | 120.90% | 70.67% | 82.22% | 91.84% | Beats 5% | 57 / 59 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.32% | 0.45% | 1.29% | 2.02% | Beats 48% | 32 / 60 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 13.35% | 11.20% | 15.12% | 22.47% | Beats 40% | 36 / 60 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 13.35% | 11.21% | 15.12% | 22.48% | Beats 40% | 36 / 60 | |
| Liquidity & Funding |
| Loans / Deposits | 81.86% | 59.38% | 72.32% | 82.21% | 73rd pctl | 16 / 60 | |
| Loans / Assets | 70.76% | 45.93% | 59.52% | 70.42% | 77th pctl | 14 / 60 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |