Bloomfield, CT · Charter 21190
NCUA · 1 branch
Q2 2026
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.03% | 1.02% | 0.36% | 1.05% | 1.17% | 0.98% | 1.13% | 1.21% | +16 bps | |
| Return on Equity | 13.31% | 12.97% | 4.45% | 10.82% | 13.32% | 10.54% | 12.96% | 11.88% | +107 bps | |
| Net Interest Margin | 4.32% | 4.38% | 4.55% | 5.32% | 4.62% | 4.82% | 4.10% | 4.68% | -63 bps | |
| Efficiency Ratio | 65.76% | 65.36% | 65.25% | 64.95% | 64.29% | 67.63% | 71.26% | 73.99% | +904 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 5.17% | 8.76% | 6.89% | -3.98% | 0.58% | -5.70% | 4.90% | 6.88% | +1,087 bps | |
| Loan Growth (YoY) | 2.43% | -2.06% | -2.96% | -1.31% | -1.70% | 3.49% | 5.85% | 0.62% | +193 bps | |
| Share Growth (YoY) | 4.76% | 8.29% | 6.43% | -5.35% | -0.62% | -7.20% | 4.09% | 6.03% | +1,137 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 2.98% | 5.12% | 4.47% | 4.23% | 5.62% | 5.93% | 4.95% | 5.21% | +99 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 7.70% | 7.88% | 7.99% | 9.68% | 8.80% | 9.34% | 8.70% | 10.19% | +50 bps | |
| Net Worth / Assets | 7.70% | 7.88% | 7.99% | 9.68% | 8.80% | 9.34% | 8.70% | 10.19% | +50 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 36.41% | 34.11% | 33.81% | 42.06% | 36.01% | 38.04% | 34.38% | 39.92% | -214 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |