Bloomfield, CT · Charter 21190
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.05% | 1.17% | 0.98% | 1.13% | 1.21% | +16 bps | |
| Return on Equity | 10.82% | 13.32% | 10.54% | 12.96% | 11.88% | +107 bps | |
| Net Interest Margin | 5.32% | 4.62% | 4.82% | 4.10% | 4.68% | -63 bps | |
| Efficiency Ratio | 64.95% | 64.29% | 67.63% | 71.26% | 73.99% | +904 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -3.98% | 0.58% | -5.70% | 4.90% | 6.88% | +1,087 bps | |
| Loan Growth (YoY) | -1.31% | -1.70% | 3.49% | 5.85% | 0.62% | +193 bps | |
| Share Growth (YoY) | -5.35% | -0.62% | -7.20% | 4.09% | 6.03% | +1,137 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 4.23% | 5.62% | 5.93% | 4.95% | 5.21% | +99 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.68% | 8.80% | 9.34% | 8.70% | 10.19% | +50 bps | |
| Net Worth / Assets | 9.68% | 8.80% | 9.34% | 8.70% | 10.19% | +50 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 42.06% | 36.01% | 38.04% | 34.38% | 39.92% | -214 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |